ShriCredit Tracker Terms and Conditions

Welcome to ShriCredit Tracker. These Terms and Conditions ("Terms") constitute a legally binding agreement between you and the operating entity of ShriCredit Tracker regarding your access to and use of our credit card management application and associated services. By installing, registering, or using the app in any manner, you acknowledge that you have read, understood, and unconditionally agreed to be bound by these Terms. If you do not agree with any provision herein, you must immediately cease using and uninstall the application.

Pursuant to the Indian Contract Act, 1872, access to this service is restricted to natural persons who are at least eighteen (18) years of age and possess full legal capacity to enter into binding contracts. You warrant that all identity details provided during registration are accurate, valid, and complete. Impersonating another person, submitting fictitious data, or establishing unauthorized proxy profiles is strictly prohibited and constitutes a material breach, resulting in immediate account suspension.

You are solely responsible for safeguarding your login credentials, PINs, and One-Time Passwords (OTPs). All activities executed through your account are deemed to be authorized by you directly. In utilizing our services, you explicitly covenant not to:

• Use the application for money laundering, fraudulent activities, or any unlawful acts under Indian legislation;
• Reverse engineer, decompile, disassemble, or attempt to extract the source code of the application;
• Deploy automated scripts, bots, scrapers, or malware intended to disrupt platform stability;
• Breach or attempt to bypass network firewalls, server security layers, or database barriers.

All intellectual property rights associated with ShriCredit Tracker—including system design, visual interfaces, software code, algorithms, and registered logos—remain our exclusive property. We grant you a limited, non-exclusive, non-transferable, and revocable personal license to use the app strictly for private credit management purposes. While you retain ownership of your raw financial data, you grant us permission to encrypt and process such data as necessary to deliver application features in accordance with our Privacy Policy.

The service is rendered on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind. While we strive for uninterrupted service and high accuracy, we do not guarantee continuous uptime or zero-error operations. Financial summaries, spend metrics, and payment reminders generated by the app are provided for personal record-keeping only and do not constitute financial, legal, tax, or professional advisory services. To the maximum extent permitted by Indian law, we disclaim liability for any indirect, incidental, or consequential losses resulting from service disruptions or data transmission delays.

We reserve the right to revise or update these Terms at any time due to regulatory changes or operational updates. Modifications become effective immediately upon publication. Continued use of the application following any changes constitutes your agreement to the revised Terms. These Terms are governed exclusively by the laws of the Republic of India. Any legal dispute or claim arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts in India.

If you have any questions, inquiries, or feedback regarding these Terms and Conditions, please contact us via:

Official Website: https://www.shricredittracker.com

Privacy Policy URL: https://www.shricredittracker.com/privacy-policy

Support Email: business@shricredittracker.com